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Catastrophic Accident

These Catastrophic Accident Medical Plans* are  offered to Private, Independent, Religious, Charter, Magnet and Montessori elementary and secondary schools, or groups of schools, on a Mandatory basis, to cover all PreK-12 students while participating in all school sponsored and supervised activities, including interscholastic and intramural athletics.

Plan Highlights Include:

  • $1,000,000 or $5,000,000 Maximum Benefit
  •  Medical Only or Enhanced Benefit Plans (Catastrophic Cash where required.)
  • 10-Year or Lifetime Benefit Periods

Provides peace of mind when students participate in higher risk activities, such as sports.  Rates are per Student per Year!   Catastrophic coverage is also available for larger special risk accounts.  Please contact our Customer Service representative for details and availability.

*Current Student Accident and/or Catastrophic Accident accounts with Special Markets Insurance Consultants, Inc. must use the enrollment forms and rates sent with their renewal letters. 

Any account with Total Premium Due of $10,000.00 or more must have underwriter review/approval prior to acceptance and binding.

Coverages may not be available in all states. Please contact our Customer Service representative for details and availability.  


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