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Student Accident

These Student Accident Only Plans* are offered to  Private, Independent, Religious, Charter, Magnet and Montessori elementary and secondary schools, on a Mandatory basis, to cover all PreK-12 students while participating in all school sponsored and supervised activities, including interscholastic and intramural athletics.

Also includes coverage for:

Day Cares -  So many schools have a special program for these students, so we are including them in our Student Accident Program.  Provides coverage for children Non-Pre K - 12.  If requesting coverage for Day Care only, please contact our Customer Service and do not complete the application.  Coverage will be made available under  a separate program.

Volunteers - What better way to show appreciation for those who give their time, than to provide them with additional accident medical protection if they are injured while helping out. An inexpensive way to say thanks to those who assist you.   If requesting coverage for Volunteers only, please contact our Customer Service and do not complete the application.  Coverage will be made available under  a separate program.

Our Student Accident Program now has 3 different schedules to choose from. 

Student Accident Plan Highlights include:

  • Maximum Benefit $25,000
  • $0 or $100 Deductible
  • 100% Reasonable Expense Plan or a Limited Plan
  • Accidental Death & Dismemberment


Download our application for instant rate information.  Rates are per Student per Year!

Also available is the Optional Voluntary 24-Hour Accident Coverage to all schools enrolling in the Student Accident program in eligible states. This optional plan is available to parents to extend student coverage to 24 hours per day. All enrollment is done online at www.k12specialmarkets.com. There is  No Additional Cost to the school.  Coverage not available in all states.

Insurance4PrivateSchools.com  will provide each school enrolled with suggested language to be placed on the school's website announcing to parents that these additional affordable coverages are now available to them, along with linking instructions to  www.k12specialmarkets.com where the parents can go to either enroll online or download and print for mailing with check or money order. A sample of the 24-Hour Accident Coverage voluntary brochure is available.

*Current Student Accident and/or Catastrophic Accident accounts with Special Markets Insurance Consultants, Inc. must use the enrollment forms and rates sent with their renewal letters. 

Any account with Total Premium Due of $10,000.00 or more must have underwriter review/approval prior to acceptance and binding.

Coverages may not be available in all states. Please contact our Customer Service representative for details and availability.  

 

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